Recommended by 100+ Expats
Recommended by 100+ Expats
The
The
The
Process
Process
Process
of
of
of
Owning,
Owning,
Owning,
Managing,
Managing,
Managing,
and Financing
and Financing
and Financing
Cash-Flow
Cash-Flow
Cash-Flow
Producing
Producing
Producing
Real Estate
Real Estate
Real Estate
in
in
in
Germany
Germany
Germany
Explained
Explained
Explained
Fully renovated and managed cashflow-producing properties that save you money on taxes
4,9
200+
Reviews
Properties Developed
Properties Developed
Investment Volume
Investment Volume
Assets Under Management
Assets Under Management
Discover
Expat Real Estate
Expat Real Estate is your trusted partner, dedicated to helping high-income individuals minimize their tax burden through the ownership of cashflow-generating properties.
We manage every aspect of the process, from strategic consultation and property selection to high-quality renovations and generating high rental income, all backed by our award-winning property management.
With no money down, we help you become a landlord or expand your existing portfolio by giving you access to offmarket properties we have personally developed or acquired.
Discover
Expat Real Estate
Expat Real Estate is your trusted partner, dedicated to helping high-income individuals minimize their tax burden through the ownership of cashflow-generating properties.
We manage every aspect of the process, from strategic consultation and property selection to high-quality renovations and generating high rental income, all backed by our award-winning property management.
With no money down, we help you become a landlord or expand your existing portfolio by giving you access to offmarket properties we have personally developed or acquired.
BENEFITS
What We Offer
What We Offer
Unlock the door to your real estate journey by learning how to benefit from investment properties, reduce your taxes, and leveraging external capital through strategic collaboration with banks.
Access top-tier offmarket properties
Gain exclusive access to freshly renovated off-market properties in Germany that offer the highest rental rental income and exceptional long-term value appreciation potential. Great quality, security and predictable cashflow are our standard.
Gain exclusive access to freshly renovated off-market properties in Germany that offer the highest rental rental income and exceptional long-term value appreciation potential. Great quality, security and predictable cashflow are our standard.
VIP experience from start to finish
Our expert team manages every aspect of your real estate investment. From financing and rental operations to property management and beyond. We'll guide you through each step of the process with clarity, care and precision.
Our expert team manages every aspect of your real estate investment. From financing and rental operations to property management and beyond. We'll guide you through each step of the process with clarity, care and precision.
Financial security and leverage
We connect you with the right banks to secure the best possible financing terms and guide you transparently through every step of the banking and legal process. A certified, court-approved interpreter is available if needed.
We connect you with the right banks to secure the best possible financing terms and guide you transparently through every step of the banking and legal process. A certified, court-approved interpreter is available if needed.
Hedge against inflation by owning assets
Own real estate assets that appreciate over time and act as a hedge against inflation, while tenants effectively pay down your mortgage. This reduces your tax burden and protects your investment from market fluctuations.
Own real estate assets that appreciate over time and act as a hedge against inflation, while tenants effectively pay down your mortgage. This reduces your tax burden and protects your investment from market fluctuations.
Generate cashflow and reduce taxes
Enjoy steady and predictable rental income combined with long-term financial peace of mind. This is made possible through strategic property selection, the right tenant profile and our proven investment concept.
Enjoy steady and predictable rental income combined with long-term financial peace of mind. This is made possible through strategic property selection, the right tenant profile and our proven investment concept.
Customer Success Management
Our clients benefit from a dedicated customer success manager who ensures smooth rental operations, on-time rent collection, professional handling of all documents and making sure tax advantages are gained.
Our clients benefit from a dedicated customer success manager who ensures smooth rental operations, on-time rent collection, professional handling of all documents and making sure tax advantages are gained.
4,9
200+
Reviews
STEP BY STEP
How does it work?
How does it work?
This is what you can expect when working with Expat Real Estate
Step 1
Strategic Consultation
Our Real Estate Experts will assess whether our no-money-down concept aligns with your investment goals by evaluating the property’s condition, renovation process, location and expected return on investment.
Step 2
Free Credit Check
Step 3
Property Presentation
Step 4
Financing & Management
Step 5
Generating Cashflow
Step 1
Strategic Consultation
Our Real Estate Experts will assess whether our no-money-down concept aligns with your investment goals by evaluating the property’s condition, renovation process, location and expected return on investment.
Step 2
Free Credit Check
Step 3
Property Presentation
Step 4
Financing & Management
Step 5
Generating Cashflow
Step 1
Strategic Consultation
Our Real Estate Experts will assess whether our no-money-down concept aligns with your investment goals by evaluating the property’s condition, renovation process, location and expected return on investment.
Step 2
Free Credit Check
Step 3
Property Presentation
Step 4
Financing & Management
Step 5
Generating Cashflow
WHAT YOU NEED
Just three things you need to get started
Just three things you need to get started
Permanent Residence Status
To qualify for financing, you need a German permanent residency permit, as this is a fundamental requirement set by banks. Please note that the Blue Card is not accepted as a substitute. Holding permanent residency gives you access to a wide range of banks.
Min. 3’500€ net monthly income
To qualify for financing, you need to have a regular net monthly income of at least €3,500. Showing that you have no existing consumer loans or debts can help you secure more favorable conditions from the banks.
Min. 3’500€ net monthly income
To qualify for financing, you need to have a regular net monthly income of at least €3,500. Showing that you have no existing consumer loans or debts can help you secure more favorable conditions from the banks.
Full-time employment
Full-time employment is essential, as self-employment does not meet this key requirement set by banks for financial stability and long-term planning. A high and regular income will help you secure you more favorable conditions.
Full-time employment is essential, as self-employment does not meet this key requirement set by banks for financial stability and long-term planning. A high and regular income will help you secure you more favorable conditions.
Full-time employment
Full-time employment is essential, as self-employment does not meet this key requirement set by banks for financial stability and long-term planning. A high and regular income will help you secure you more favorable conditions.
4,9
200+
Reviews
TESTIMONIALS
Customer Success
Customer Success
Learn how Juliana built a 1.2 million Euro real estate portfolio within 18 months
Customer Success: 216’000 Euro Property
Customer Success: 216’000 Euro Property
This IT Professional Purchased Their First Property with a 6% ROI and No Money Down
Customer Success: First Property
Customer Success: First Property
Young Expat shares their real estate experience with us
Quality customer service, they made sure to answer all my questions and inquiries. The company trained their employees to accomodate customers at their 100% best.
Mary Bernadette Alvarez
Fantastic to work with Roland. How he understood my business and laid out a strong strategy to help us move forward was unparalleled.
We look forward to working with you over the next few years Roland and thanks again for your support.
RyanHamill PT
This is the most fantastic partner I've ever been with. Great service, great people. With their quick response and excellent trainings. I will really recommend it to others. Good job!
David Angelo Perianes
The service of the company is good and all the workers are well mannered. There strategies in training are good and enhanced all your skills or abilities. And also all the workers are very good at responding to all concerns of the client.
Izra Jane Consignado
Amazing company, the trainings are all advanced and it focuses on improving your skills. All workers are well-mannered and responds to all concerns very fast. Thank you!
Joshua De leon
30, IT Consultant
My experience with this company has been most pleasing! Firstly, the firm actually REPLIED quickly, unlike others! They accommodated my inquiry
well. Thanks for the service!
NEIL HENESSY CUARE
30, IT Consultant
Great service and very professional. They work with passion and understand your point of view and provide a high-quality outcome.
Jenneth Doligol
Workers responds to my concerns immediately! I would recommend this company to my friends and relatives since I have received good services since day one! Thank you!
Faith Getulle
They provided great service and kept us on track with ongoing initiatives and opportunities. Great job Mr. Roland and team👍
VLADIMER WAYASEN
The quality of work they're providing is absolutely amazing. Very professional and very reliable. Thanks a lot.
AJ B0
Our Latest Developments
Our Latest Developments
Multi-family Projects
ROI: 6%
Price: 2’200’000 €
Units: 10
Built: 1990
Location: Dortmund
Renovated Apartments
ROI: 6.5%
Price: 180’000 €
Size: 80 M2
Built: 1960
Location: Essen
Renovated Apartments
ROI: 6.5%
Price: 180’000 €
Size: 80 M2
Built: 1960
Location: Essen
City Center Investment
ROI: 5.8%
Price: 240’000 €
Size: 60 M2
Built: 1930
Location: Köln
City Center Investment
ROI: 5.8%
Price: 240’000 €
Size: 60 M2
Built: 1930
Location: Köln
Meet Expat Real Estate
Meet Expat Real Estate
Our goal is to help you build a strong real estate portfolio that provides financial stability, protects you against inflation and offers tax advantages. With a clear understanding of the German real estate market, you’ll have a reliable partner by your side to achieve the best results
Our goal is to help you build a strong real estate portfolio that provides financial stability, protects you against inflation and offers tax advantages. With a clear understanding of the German real estate market, you’ll have a reliable partner by your side to achieve the best results
Our goal is to help you build a strong real estate portfolio that provides financial stability, protects you against inflation and offers tax advantages. With a clear understanding of the German real estate market, you’ll have a reliable partner by your side to achieve the best results
200+
Projects developed
15M€
Assets under Management
100+
Expats
30M€
Investment Volume
Our companies
Our banks
Award-winning Property Management
Award-winning Property Management
For peace of mind Krukenberg-Immobilien
For peace of mind Krukenberg-Immobilien
For peace of mind Krukenberg-Immobilien
FAQ
Frequently Asked Questions
Frequently Asked Questions
How can I buy properties without any down payment?
Yes, it is possible to acquire properties without a down payment through our no-money-down financing model, but it is subject to strict eligibility criteria. This option is available only to buyers with an excellent credit score and a high, stable income, as banks require strong financial credentials to approve such financing. Our team works closely with financial institutions to structure these deals ensuring alignment with your investment goals. We guide you through the credit evaluation process to determine your eligibility and secure favorable terms.
Where are the properties located?
All our properties are mostly located in North Rhine-Westphalia (Nordrhein-Westfalen), a dynamic region known for its strong economic growth and robust rental market. This area offers diverse investment opportunities, from urban centers like Düsseldorf and Cologne with a very affordable price per square meter and high rental income. The strategic location ensures high demand for quality rentals, supporting stable cash flow for investors. Our team selects properties in prime areas to maximize value appreciation and rental income potential.
What tax benefits do I get by owning investment properties?
Owning investment properties in Germany offers several tax advantages that can enhance your financial returns. You can deduct expenses such as mortgage interest, property management fees, and maintenance costs from your taxable rental income. Additionally, depreciation allowances on the property’s value can further reduce your tax liability. We recommend consulting with our tax advisor to tailor these benefits to your financial situation and ensure compliance with German tax regulations.
What happens if the tenant stops paying the rent?
If a tenant fails to pay rent, our partner, Krukenberg-Immobilien, takes immediate action to address the issue. They follow a structured process, starting with reminders and negotiations to resolve payment delays promptly. In cases of persistent non-payment, legal steps may be initiated to protect your investment, including eviction if necessary. Our property management team ensures you are informed and supported throughout, minimizing financial disruption.
What if a tenant moves out of my property?
If a tenant vacates your property, Krukenberg-Immobilien promptly markets the apartment to secure a new tenant, minimizing vacancy periods. They conduct thorough tenant screenings to ensure reliable, high-quality renters. You can also choose to upgrade the property during turnover to increase its rental value or appeal. The cost is usually one cold rent for this service. Our team supports you in deciding the best strategy to maintain consistent rental income.
What should I do if the tenant contacts me, but I’m not on-site?
If a tenant raises an issue, Krukenberg-Immobilien acts as your primary point of contact, handling all tenant communications and resolving problems efficiently. They manage maintenance requests, repairs, and any disputes, ensuring quick resolution without requiring your presence. You are kept informed of all actions taken, maintaining transparency while freeing you from direct involvement. This service is particularly valuable for international or remote investors.
How can I buy properties without any down payment?
Yes, it is possible to acquire properties without a down payment through our no-money-down financing model, but it is subject to strict eligibility criteria. This option is available only to buyers with an excellent credit score and a high, stable income, as banks require strong financial credentials to approve such financing. Our team works closely with financial institutions to structure these deals ensuring alignment with your investment goals. We guide you through the credit evaluation process to determine your eligibility and secure favorable terms.
Where are the properties located?
All our properties are mostly located in North Rhine-Westphalia (Nordrhein-Westfalen), a dynamic region known for its strong economic growth and robust rental market. This area offers diverse investment opportunities, from urban centers like Düsseldorf and Cologne with a very affordable price per square meter and high rental income. The strategic location ensures high demand for quality rentals, supporting stable cash flow for investors. Our team selects properties in prime areas to maximize value appreciation and rental income potential.
What tax benefits do I get by owning investment properties?
Owning investment properties in Germany offers several tax advantages that can enhance your financial returns. You can deduct expenses such as mortgage interest, property management fees, and maintenance costs from your taxable rental income. Additionally, depreciation allowances on the property’s value can further reduce your tax liability. We recommend consulting with our tax advisor to tailor these benefits to your financial situation and ensure compliance with German tax regulations.
What happens if the tenant stops paying the rent?
If a tenant fails to pay rent, our partner, Krukenberg-Immobilien, takes immediate action to address the issue. They follow a structured process, starting with reminders and negotiations to resolve payment delays promptly. In cases of persistent non-payment, legal steps may be initiated to protect your investment, including eviction if necessary. Our property management team ensures you are informed and supported throughout, minimizing financial disruption.
What if a tenant moves out of my property?
If a tenant vacates your property, Krukenberg-Immobilien promptly markets the apartment to secure a new tenant, minimizing vacancy periods. They conduct thorough tenant screenings to ensure reliable, high-quality renters. You can also choose to upgrade the property during turnover to increase its rental value or appeal. The cost is usually one cold rent for this service. Our team supports you in deciding the best strategy to maintain consistent rental income.
What should I do if the tenant contacts me, but I’m not on-site?
If a tenant raises an issue, Krukenberg-Immobilien acts as your primary point of contact, handling all tenant communications and resolving problems efficiently. They manage maintenance requests, repairs, and any disputes, ensuring quick resolution without requiring your presence. You are kept informed of all actions taken, maintaining transparency while freeing you from direct involvement. This service is particularly valuable for international or remote investors.
How can I buy properties without any down payment?
Yes, it is possible to acquire properties without a down payment through our no-money-down financing model, but it is subject to strict eligibility criteria. This option is available only to buyers with an excellent credit score and a high, stable income, as banks require strong financial credentials to approve such financing. Our team works closely with financial institutions to structure these deals ensuring alignment with your investment goals. We guide you through the credit evaluation process to determine your eligibility and secure favorable terms.
Where are the properties located?
All our properties are mostly located in North Rhine-Westphalia (Nordrhein-Westfalen), a dynamic region known for its strong economic growth and robust rental market. This area offers diverse investment opportunities, from urban centers like Düsseldorf and Cologne with a very affordable price per square meter and high rental income. The strategic location ensures high demand for quality rentals, supporting stable cash flow for investors. Our team selects properties in prime areas to maximize value appreciation and rental income potential.
What tax benefits do I get by owning investment properties?
Owning investment properties in Germany offers several tax advantages that can enhance your financial returns. You can deduct expenses such as mortgage interest, property management fees, and maintenance costs from your taxable rental income. Additionally, depreciation allowances on the property’s value can further reduce your tax liability. We recommend consulting with our tax advisor to tailor these benefits to your financial situation and ensure compliance with German tax regulations.
What happens if the tenant stops paying the rent?
If a tenant fails to pay rent, our partner, Krukenberg-Immobilien, takes immediate action to address the issue. They follow a structured process, starting with reminders and negotiations to resolve payment delays promptly. In cases of persistent non-payment, legal steps may be initiated to protect your investment, including eviction if necessary. Our property management team ensures you are informed and supported throughout, minimizing financial disruption.
What if a tenant moves out of my property?
If a tenant vacates your property, Krukenberg-Immobilien promptly markets the apartment to secure a new tenant, minimizing vacancy periods. They conduct thorough tenant screenings to ensure reliable, high-quality renters. You can also choose to upgrade the property during turnover to increase its rental value or appeal. The cost is usually one cold rent for this service. Our team supports you in deciding the best strategy to maintain consistent rental income.
What should I do if the tenant contacts me, but I’m not on-site?
If a tenant raises an issue, Krukenberg-Immobilien acts as your primary point of contact, handling all tenant communications and resolving problems efficiently. They manage maintenance requests, repairs, and any disputes, ensuring quick resolution without requiring your presence. You are kept informed of all actions taken, maintaining transparency while freeing you from direct involvement. This service is particularly valuable for international or remote investors.
4,9
200+
Reviews
“We are a family-owned business, managing €15 million in assets, bringing over 30 years of experience to the German real estate market. Arriving as refugees in 1993, we understand the challenges of starting anew in a foreign country, including language barriers, residence permits, and building connections with banks, construction teams, and the legal system. Today, we are dedicated to enhancing property values, delivering exceptional ROI for investors, and providing tenants with high-quality apartments. We are in it to win it.”
“We are a family-owned business, managing €15 million in assets, bringing over 30 years of experience to the German real estate market. Arriving as refugees in 1993, we understand the challenges of starting anew in a foreign country, including language barriers, residence permits, and building connections with banks, construction teams, and the legal system. Today, we are dedicated to enhancing property values, delivering exceptional ROI for investors, and providing tenants with high-quality apartments. We are in it to win it.”
“We are a family-owned business, managing €15 million in assets, bringing over 30 years of experience to the German real estate market. Arriving as refugees in 1993, we understand the challenges of starting anew in a foreign country, including language barriers, residence permits, and building connections with banks, construction teams, and the legal system. Today, we are dedicated to enhancing property values, delivering exceptional ROI for investors, and providing tenants with high-quality apartments. We are in it to win it.”
Company
Company
Company
Company